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Getting Health Insurance

Getting Health Insurance

Many people get health insurance through their employer. This is called group coverage. Employers may offer several plans to choose from, and if applicable, employees may get a chance to change their plan once a year during open enrollment.

Some people purchase their own insurance because they don't qualify for group coverage. This is called individual health insurance. Individual health insurance is a good option for people who are:

Many Americans receive health insurance through government programs. Some examples of government health insurance programs are Medicare, Medicaid and other programs run by individual states.